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01 / Capital

Drive it while you own it.

Flex Flow is how drivers finance an electric vehicle. We aggregate banks and lenders into one origination rail, credit-score every driver, and structure a rent-to-own plan that ends with the title in their name.

01 · Apply

Get scored in minutes

We build a credit profile from mobile-money history, driving data and income — not just a bank statement. Most drivers get a decision the same day.

02 · Drive

Deposit & collect

Put down a deposit from 10%, pick up your EV, and start driving. A lending partner funds the vehicle; Granlusso services the plan.

03 · Own

Pay down to the title

Each payment grows your ownership share. Finish the term and the car is yours — and your score climbs for the next one.

Plan builder

See what a Flex Flow plan looks like.

Pick a vehicle or drag the sliders — the monthly payment and your route to ownership update live.

Build your plan
$1,800
$1,500$60,000
15%
10%50%
36 mo
12 mo60 mo
Your monthly payment
$0/mo
Deposit today$0
Financed amount$0
Flex Flow rate (APR)18%
Total over term$0
StartYou own it
Title transfers after 36 on-time payments.

Indicative only. Final rate depends on your Granlusso credit score and lending partner. Figures shown in USD; plans are serviced in UGX / RWF / KES at collection.

For banks & lenders

One rail, every lender.

Instead of each bank building its own EV-finance desk, Flex Flow aggregates them. We originate and pre-score borrowers, then route each deal to the partner best placed to fund it — and service the loan for its life.

  • Pre-scored, asset-backed borrowers with GPS-tracked collateral.
  • Mobile-money-linked collections and early-warning recovery.
  • A live portfolio dashboard — see the whole book in the investor portal.
Open investor portal →
Financing decisionApproved
$312 /mo
Riddara RD6 · 36-month Flex Flow plan
Vehicle price$33,000
Deposit (15%)$4,950
Granlusso credit scoreA · 742
Funded by
StanbicEquityCentenaryBank of KigaliNCBA
Current fleet

Electric, financed, on the road.

A spread of new-energy vehicles available on Flex Flow today — every one comes with a financing plan attached.

Get the app

Your EV, your plan, in your pocket.

Apply for Flex Flow, track your ownership progress, pay by mobile money, and find charging — all from the app. Installs from your browser, no app store needed.

iPhone: Safari → Share → Add to Home Screen  ·  Android: Chrome → ⋮ → Install app